If You’ve Missed Payments or Received a Notice of Default, Time Is Running Out.
If you’re behind on your mortgage, there’s no need to wait until foreclosure. Taking action now could help protect your credit, avoid foreclosure, and help you sell your home in a timely manner. You don’t have to navigate this alone—we’re here to help!
Are You Facing One of These Situations?
Here are some common scenarios that may qualify you for a short sale and avoid foreclosure:
- Missed Mortgage Payments
- Behind on More Than 3 Payments
- Received a Notice of Default from Your Lender
- Going Through a Divorce
- Lost Your Job or Been Demoted
- Health Issues or Financial Hardship
A Short Sale May Be Your Best Option.
Even if you still have some equity in your home, a short sale could be the key to avoiding foreclosure. A short sale allows you to sell your home for less than what you owe on the mortgage with your lender’s approval.
- Avoid Foreclosure
- Protect Your Credit
- Move Forward with a Fresh Start
Let Our Experts Guide You Through the Process.
We specialize in working with homeowners facing foreclosure. Here’s how we can help:
- Free Consultation: Discuss your financial situation and options for selling.
- Short Sale Assistance: We handle all the paperwork and negotiations with your lender.
- Expert Negotiation: We work with lenders to secure favorable terms for you.
Schedule Your FREE Consultation:
Why Work with Nancy Kowalik?

Complete the form below or call/text (856) 478-6562 to get started!
Frequently Asked Questions
A short sale is when you sell your home for less than the amount owed on the mortgage with the lender’s approval.
While it varies, we work hard to expedite the process and get the best results for you.
No, you don’t need to be behind, but facing financial hardship is a key factor.
